How our Credit Repair Services Work

Step 1 Evaluation

Once you sign up with our services we immediately start evaluating your credit situation, investigating and cleaning up the negative items on your credit report.

Step 2 Updated Copy of your Credit Report

Within 30-45 days you will receive a new and updated copy of your credit report from all three credit bureaus (Transunion, Equifax and Experian) where you will see the result of our services performed on your behalf.

Step 3 Pay down Debt and Pay on time

When you receive all three of your updated credit reports, just scan them so we can continue to work for you toward repairing your credit. Also keep your IDIQ account active so we can access your results and issue a progress report. We believe in keeping the process as simple as possible for you. Also note you should pay down your positive outstanding debt to increase your credit score and try not to make any late payments as these will also lower your credit score.

3 or 6 Month Program

Pick what program you would like to sign up for either the three or six months. Our CTR CREDIT REPAIR specialists will provide you with 3 or 6 months of dedicated diligent service to ensure that you receive the highest quality of results. This means that our credit specialists will continue to monitor and review your credit report to ensure that any unfavorable items are addressed in a timely manner.

What you should avoid during the credit repair program

Don't Max your Credit Cards

Once you sign up and we start working on cleaning up your credit report: Keep you credit card balances to a minimum at least below 50% in order to avoid a drop in your credit score.

Don't apply for Credit Cards or Loans

Do not continue applying for credit cards or other loans if you have been denied, an excessive history of inquiries will also affect your score adversely.

Don't Dispute

Do not initiate other disputes on your own with the creditors or the credit bureaus involved.

Don't Hire other Companies

Do not hire other companies at the same time, it will not speed up your case, on the contrary it will make the matter worse.