Step 3 Pay down Debt and Pay on time
When you receive all three of your updated credit reports, just scan them so we can continue to work for you toward repairing your credit. Also keep your IDIQ account active so we can access your results and issue a progress report. We believe in keeping the process as simple as possible for you. Also note you should pay down your positive outstanding debt to increase your credit score and try not to make any late payments as these will also lower your credit score.