How our Credit Repair Services Work

Step 1 Evaluation

Once you sign up with our services we immediately start evaluating your credit situation, investigating and cleaning up the negative items on your credit report.

Step 2 Updated Copy of your Credit Report

Within 30-45 days you will receive a new and updated copy of your credit report from all three credit bureaus (Transunion, Equifax and Experian) where you will see the result of our services performed on your behalf.

Step 3 Send Reports

When you receive all three of your updated credit reports, just mail them or bring them into our office so we can continue to work for you toward repairing your credit. All you have to do is continue to send the updated copies of your reports as you receive them. If you have access to a scanner, you may also send your files to us via scan and email as well. We believe in keeping the process as simple as possible for you. If it is more convenient, you may scan and email your updated reports to us as you receive them, throughout your entire service, 24 hrs a day! Use contact us on the top menu for where to send your reports.

6 Month Program

Although you will pay for six months with our services CTR CREDIT REPAIR will provide you with 6 months of dedicated diligent service to ensure that you receive the highest quality of results. This means that our credit specialists will continue to monitor and review your credit report for 6 whole months to ensure that any unfavorable items are addressed in a timely manner.

What you should avoid during the credit repair program

Don't Max your Credit Cards

Once you sign up and we start working on cleaning up your credit report: Keep you credit card balances to a minimum at least below 50% in order to avoid a drop in your credit score.

Don't apply for Credit Cards or Loans

Do not continue applying for credit cards or other loans if you have been denied, an excessive history of inquiries will also affect your score adversely.

Don't Dispute

Do not initiate other disputes on your own with the creditors or the credit bureaus involved.

Don't Hire other Companies

Do not hire other companies at the same time, it will not speed up your case, on the contrary it will make the matter worse.