Frequently Asked Questions

Can I edit the files ?

What is credit restoration and how does it work? 

Credit restoration is a process where we challenge any misleading, inaccurate, incomplete and unverifiable information being reported in your credit report. We request the credit bureaus and credit reporting agencies (CRA’s) to verify any information we requested.

Is credit restoration legal?
Every method we use to dispute your credit file is legal in accordance to the (FCRA) Fair Credit Reporting Act. This Act was designed by congress to regulate the reporting practices of credit bureaus to ensure that Americans would have accurate credit information..

Can you really remove items from my credit report?

We successfully challenge any inaccurate items on your credit report with the credit bureaus and (CA’s) with expertise tactics. The (FCRA) law gives the credit bureaus a period of no longer than 30 days to verify if the information is accurate. If the credit bureaus don’t provide the results of their investigation within the 30 days allowed then the information must be deleted!

Is it Layered ?

How long will it take to see results?
It generally takes 30 to 45 days to see results but remember, no two credit reports are alike and results will vary from client to client depending on the nature of their case. This is a process that may take the full 6 months to see the conclusive results.


How do I protect myself from identity theft?
Consumers can put a “fraud alert” on all three of their credit files by simply requesting one from the credit bureaus for a period of no less than 90 days. Consumers can extend this fraud alert for up to 7 years and it may be removed at any time.

Is your work guaranteed and how?
Our work is guaranteed because we strictly operate within the (FCRA) (FDCPA) (FACTA) laws .